Privacy Policy for Vul Indlela

Last Updated: 24 June 2025

1. Introduction and Who We Are

Welcome to Vul Indlela. This Privacy Policy outlines how MyWio (PTY) Ltd ("we," "us," or "our") collects, uses, processes, and protects your Personal Information when you use the Vul Indlela mobile application (the "App").

We are committed to protecting your privacy and ensuring that your Personal Information is processed in a responsible and lawful manner, in accordance with the Protection of Personal Information Act 4 of 2013 ("POPIA"). This policy explains your rights regarding your data and how you can exercise them.

By downloading, accessing, or using the App, you signify that you have read, understood, and agree to the terms of this Privacy Policy. If you do not agree with this policy, please do not use the App.

2. What Personal Information We Collect

"Personal Information" refers to any information that can identify a living person or an existing juristic person, as defined by POPIA. We collect the following categories of information:

2.1. Information You Provide to Us:
2.2. Information We Collect Automatically:

3. How and Why We Use Your Information (Purpose of Processing)

We are committed to the principle of "Purpose Specification" under POPIA, meaning we only process your data for specific, explicitly defined, and lawful purposes.

4. Legal Basis for Processing Your Information

We rely on the following legal grounds under POPIA to process your Personal Information:

5. Disclosure and Sharing of Your Information

We do not sell your Personal Information. However, to provide our service, we share your information with the following categories of third parties:

6. Cross-Border Information Transfers

Our third-party service providers, such as Google Firebase and Mailgun, may have servers located outside of the Republic of South Africa. Therefore, your Personal Information may be transferred to and stored in other countries. We will only transfer your data to countries that have an adequate level of data protection laws or where the service provider has committed to binding agreements or corporate rules that ensure your information is protected to a standard similar to POPIA.

7. Data Security

We are committed to protecting the integrity and confidentiality of your Personal Information. We take appropriate and reasonable technical and organizational measures to prevent unauthorized access, loss, or damage to your data. These measures include:

While we take all reasonable steps, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

In the event of a data breach that is likely to result in a risk to your rights and freedoms, we will notify both the Information Regulator and affected data subjects as soon as reasonably possible.

8. Data Retention

We will only retain your Personal Information for as long as is necessary to fulfill the purposes for which it was collected, or as long as your account remains active. If you use the "Delete My Data" feature, your information will be permanently erased from our systems, unless we are required by law to retain it for a specific period.

9. Your Rights as a Data Subject

Under POPIA, you have the right to:

To exercise any of these rights formally, or for any queries, please contact our Information Officer at the details provided in Section 12. We will require you to verify your identity before processing such requests.

10. Children's Privacy

The Vul Indlela App is not intended for use by individuals under the age of 18. We do not knowingly collect Personal Information from children. If we become aware that we have inadvertently collected such data, we will take steps to delete it immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. We will notify you of any material changes by posting the new policy within the App or through other communication channels. You are advised to review this policy periodically.

12. Contact Us / Information Officer

The appointment of an Information Officer is a mandatory requirement under POPIA to act as the point of contact for data subjects and the Regulator.

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact our designated Information Officer:

You have the right to lodge a complaint with the Information Regulator of South Africa: